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Maslow's Hierarchy of Financial Needs

#4 is where you get to go vacation.

1) Cash flow and basic needs

Covering food, housing and daily expenses. Ensuring the fundamentals, including our physiological needs, are covered financially.

2) Financial safety

This covers insurance and an emergency fund to help prepare for unforeseen events and risks. As a safety cushion, an emergency fund should cover three months of living expenses in case of an accident, an unexpected health or family issue, or losing a job.

3) Accumulating wealth

This includes growing investments, paying down debt, and saving for retirement. At this level, the focus shifts to growing assets for long-term success and longevity.

4) Financial freedom

Long-term care and children’s education are found within this category, along with retirement savings and vacations. These financial needs are linked with esteem needs, such as self-respect and personal accomplishment.

5) Legacy

Estate planning, tax planning, and business succession planning all fall within this category, connecting with self-actualization in Maslow’s pyramid.

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I wonder if Russia had a 2nd Amendment and culture like the U.S. if The Wagner Group wouldn't have provoked a nation wide civil rebellion against Putin.

The Russia military pitted again The Wagner Group is one thing, who's side would they be on if armed civilians showed up in massive numbers?

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The Russia/Ukraine war could be a Franz Ferdinand moment and spin out of control. The Great War was supposed to be over in weeks.

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It’s hard not to have Schadenfreude over those “lawyers” in Michigan, considering they helped tremendously in getting Ossoff and Warnock elected in January 2021.

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I don't mind watching Jesse Watters. But I won't in Tuckers time slot. But he can't hide his "deer in the headlights" look when someone says something that would have been fine on Carlsons show, but Watters is afraid it will get him in trouble.

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Who makes your Hot Tub ? I need to go to Mississippi. My parents are buried there.

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What is New York doing about Antifa lighting fires in New York Streets?

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